I wrote up the following quiz on facebook about FICO scores.

1) How many FICO scores does a person have?

A) 1
B) 2
C) 3
D) 4

2) The median US FICO score is:

A) 660
B) 680
C) 700
D) 720

3) Which of the following does NOT affect your FICO score?

A) Gross income
B) Requests for new credit
C) Your adverse public record info
D) Collection agency accounts

4) Which of the following likely affects your FICO score MOST?

A) Amount owed on credit cards
B) Number of credit cards with balances
C) Difference of credit limits minus amount owed
D) Ratio of amount owed / credit limits

5) Which of the following likely affects your FICO score MOST?

A) Time since oldest credit account opened
B) Time since most recent credit account opened
C) Time since oldest credit account opened on active accounts
D) Time since most recent credit account opened on active accounts

6) Which of the following likely affects your FICO score MOST?

A) When your first late payment was
B) When your last late payment was
C) Average length of time your payments are late
D) How many times your payments have been late

7) Which of the following most likely affects your FICO score?

A) Checking your credit report or FICO score
B) Searching for a credit card in the last month
C) Searching for a mortgage in the last month
D) Searching for an auto loan in the last month

8) Which of the following is likely to improve your FICO score?

A) Consolidating debt
B) Closing inactive credit cards
C) Opening new credit cards
D) None of the above

9) Which federally-mandated website allows you to check your credit report for free?

A) credit.com
B) creditreport.com
C) annualcreditreport.com
D) freecreditreport.com

10) Which website has the most useful information about FICO scores?

A) credit.com
B) creditscore.com
C) fairisaac.com
D) myfico.com

11) Which of the following do you need to receive a valid FICO score?

A) An account opened 6 or more months ago
B) An account updated in last 6 months
C) All of the above
D) None of the above

12) What is the commonly-sited FICO score range?

A) 400 - 900
B) 300 - 850
C) 100 - 900
D) 0 - 99

13) Over the life of a 36 month $25K auto loan, approximately how much more will you pay if your FICO score is 660 instead of 720?

A) 656
B) 1656
C) 3656
D) 5656

Correct answers can be found in this post's comments.